All eyes will be on the announcement from the Reserve Bank Governor today to see what is happening with interest rates. If you are like most people your cashflow would have been affected in the years since Covid because of the increasing interest rates.
There has never been a more important time to master your household budget and spending than now and good knowledge of Microsoft Excel will give you these skills.
A mortgage for your home is a huge debt, particularly for those living in the swelling capital cities with soaring house prices. The pro and cons of buying your own house and living in it are:
You don’t pay capital gains tax on a property you live in, but
You can’t claim the interest component of your loan
The big problem with this is the interest charge – you can’t claim the cost of it yet it’s a massive component of each and every payment you make on your mortgage.
You’d need your house price to go up at least at the interest rate you are paying to make it a good investment – and right now you’d be doing fine (perhaps except in Perth now).
Bigger payments reduce the interest paid
Our Microsoft Excel Training Course now includes an Excel spreadsheet file that will help you see just how much money you’d save if you paid even a small amount off extra each month!
You can use the mortgage comparison file to compare two mortgages, make extra payments or even shorten the term of the loan to see how much you’d need to pay each month if you want to pay your mortgage off quicker.
There are several reasons to open this spreadsheet and start seeing the resulting figures to workout the best way to allocate the money you earn.
Interest rates are at record highs,
house prices ‘may’ be peaking,
some people say that Australian banks are so highly leveraged to the residential property market that they’ll need to hold more capital reserves.
Either way you look at it, why not use your Microsoft Excel skills and play with some calculations to see how much better off you could be if you are financially prudent now.
You can also use this Microsoft Excel file to do a stress test and see how much your mortgage would be if interest rates do go up as many people expect they will.
50% OFF the normal price for Microsoft Office courses
There’s lots to do when businesses engage a new worker. As an employer, you’ll be busy going through the onboarding process and showing your new employee the ropes, but there are other important things to do when you add a new member to your team.
Keeping accurate records complete with the right information is essential for businesses to maintain, and that means updating and adding data when engaging a new worker. Here are some things to keep in mind as you go through this process:
This Xero course is the most popular with job seekers and business owners because it gives them the training they need to do almost anything using Xero. These are the course topics:
The Complete Xero Course takes most students 3-4 weeks to complete but you can learn it at your own pace and in your own time.
12 months or LIFETIME access – your choice
Enrol at our original enrolment website and you can learn everything about Bookkeeping using Xero with LIFETIME course access.
This includes all additional content we create and updates to training material. It also includes access to EzyLearn ANSWERS!
If you want the cheaper option you can enrol into the course here with 12 months course access and support.
Join us as a Tutor
If you have industry experience AND you complete our courses you can also become an EzyLearn Tutor.
As an EzyLearn TUTOR you become our partner and work part time, while also earning an income online as our affiliate – this is just one of our Career Academy membership options for students.
Enquire with us today and get the FREE Xero course sample – as well as Microsoft Office and Word training!
Frequently Asked Questions and Answers
If you have any other questions you’ll find answers to most of them at our FAQ’s.
Here are just some of the most common questions and links to their answers.
Feel like you need a little something extra? Have you reviewed your life in 2024 and thought “I need to do more”?
I reviewed our membership programs and in particular the tutoring programs and we’ve tweaked them to help you perform better.
After you complete a course with us you are welcome to join one of our Career Academy programs to
get more experience,
get discovered for work online and
earn some extra money.
The training in our EzyLearn Tutor package teaches you how to speak with clients to find out what they need.
This is called qualifying and I’ve found it one of the best ways to help every person you speak with – even the ones you can’t help personally!
The Sales and Customer Service course is included in the EzyLearn Tutor program and it is one of the best tools to help you both win new clients AND build a referral network.
If you want to do more in 2025 explore our Career Academy options and reach to see which one suits you the most.
The range of skills and software knowledge for office and business admin employees is widening as they perform more and more of the daily tasks for each business.
A bunch of videos on Youtube or even Udemy is commonly called a course these days so Xero course prices vary widely. Some training company providers create interesting “accreditations” to lure students. In the end you get what you pay for and a real course involves you doing the work for a business – that’s the power of case studies.
Mentor Education advertised heavily and sold lots of courses and most of their students thought they could trust Australia’s accredited training framework – that didn’t end up being the case for thousands of unfortunate students.
Accounting automation has been a buzz word for several years but it now seems to be maturing when NAB and other major banks start promoting their automation features.
Payroll is a very complicated job to manage. It is important for all of our livelihoods and it’s a significant cost and time consuming task for businesses. It goes from hiring staff to tracking their every working hour, lunch break and sick day and more of these tasks are being combined into one software platform rather than a suit of software programs.
We offer free samples so you can get to know us and we get to show you the work involved in creating a proper course with practical tasks and business case studies. There are lots of free samples available so check them out.
Microsoft Excel is such a versatile program that it remains in strong demand even though specialist programs come along to try to make things easier. We have some free samples and hundreds of Excel exercise files that you can open and use to learn Excel.
Intuit bought MailChimp and we delved deeper into the world of email marketing software and how much these companies charge for their software. It’s far more lucrative than accounting software because they charge more as your subscribers increase. This will be an industry to watch in the coming years.
Xero course workbooks now for sale
It was also the first year we started selling the full range of Xero Course workbooks and exercise files. In these challenging financial times it is a cheap way to learn how to use Xero.
Jerry Lame is a serial entrepreneur and loves shiny new objects. He was a corporate employee but went out on his own to start a business and be his own boss – then things got messy.
He started doing whatever he could to earn money and created income selling lots of different things to lots of different people. He used Outlook to send group messages to his clients until one day he realised it was going to get too hard.
Tony, a customer, sent him a reply email abusing him for sending junk mail and that surprised Jerry!
Jerry loves people and he loves talking to people from all sorts of different backgrounds and he remembered his conversations with Tony vividly so he was surprised to get such a reply.
Have you ever been in that situation? There’s lots going on and you have a lot on your mind yet you just can’t think of something to say? It’s like that with content marketing too.
It can be challenging but if you are in sales and marketing you MUST find something to say.
I was reviewing some of the recent updates to our Mailchimp Course for Email Marketing and realised that most content marketing is based around what is happening at the business.
It might have something to do with suppliers or products and changes to features or it can simply be about a success story or what one of your clients did.
When the Mailchimp course is ready it will be available at a discounted price to our Bookkeeping Academy members and can form part of your CPD Points.
PS. A new member recently understood how affiliate marketing works and was able to earn someone money just by referring someone to our courses. We’d rather pay you for introducing a new client than give the money away to Google Ads to get new students!
I must admit that I have written a lot about email marketing lately and it’s ever since Intuit bought MailChimp and our monthly bill went up and some of the features were stripped out.
I then heard about Aweber increasing their prices massively and thought there must be something at play in the world of email marketing software.
The most disappointing part about what MailChimp has done is that they’ve stripped back the ability to create more than 4 automations unless you upgrade to a higher plan.
Everything about MailChimp is screaming out MORE MONEY, MORE MONEY, MORE MONEY!
There have been some big changes in Intuit QuickBooks Online navigation that have given our course development team the nudge to create updated training material.
All current students and members can access this material at no extra cost – that’s our Updates and Additions Policy.
Some of the biggest changes relate to Customers and leads and that makes sense when you consider that Intuit now owns Mailchimp – one of the largest email marketing service providers in the world.
Have you noticed a change in how MYOB makes you login? They’re starting to do as they are told by the Australian Taxation Office (ATO), that’s why.
We’ve seen lots of login issues with Xero in the past when they focused on authentication for their users and now it’s MYOB announcing improvements in their security – this time for inactivity.
They say that Spring is the season to sell your home but is that the case this year?
Property buyers seem to be holding off leading up to Christmas in the expectation that the economy will be better in 2025. There is an expectation that interest rates will be coming down.
When I see this comment I wonder if it’s not just based on the fear some students have about learning by themselves.
They’re worried about what happens if they get stuck on something, what happens if they don’t understand the instructions and wanting to know that someone will be available to help them.
I started teaching students how to use computer software on a one to one basis and thought to myself,
“these people are all spending a lot of money to go through the same basic steps”.
The problem with a lot of courses is that they just dump you with information and then get you to answer some questions in an assessment or test – not EzyLearn, we guide you through learning journeys.
Xero has always used its partner network to reach it’s users. I remember one claim made by Xero that they are the accounting software of choice for property and real estate businesses but it was really their integration partner Re-Leased that did the heavy lifting.
I received an email from Xero promoting GoDaddy. It was a promotion where GoDaddy would create the website for you and optimise it for Search engines.
What surprised me the most is that GoDaddy will actually create the website for you – not just host it.
The purpose of a well designed course is to provide a series of steps for students to perform that gives them the knowledge and practical experience they need to learn.
We use a number of different tools and case studies and one of my favourites is the Jerry Lame “. He’s like many people that you’ll meet every day.
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Xero is a great bookkeeping program for tradies who are on the go and using their phones (or a tablet) all the time. From receipts scanning to creating quotes and invoices, receiving payments and keeping track of project costs.
bookkeepercourse.com.au/produ…
