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How does $20,000 mortgage repayments equate to $47,598.02?

Master your mortgage and financials with the Complete Excel Course package - upskill for office admin jobs too

All eyes will be on the announcement from the Reserve Bank Governor today to see what is happening with interest rates. If you are like most people your cashflow would have been affected in the years since Covid because of the increasing interest rates.

There has never been a more important time to master your household budget and spending than now and good knowledge of Microsoft Excel will give you these skills.

The COMPLETE Microsoft Excel Course Package now includes a mortgage spreadsheet

Microsoft Excel Training Course can help you halve your mortgage

A mortgage for your home is a huge debt, particularly for those living in the swelling capital cities with soaring house prices. The pro and cons of buying your own house and living in it are:

  • You don’t pay capital gains tax on a property you live in, but
  • You can’t claim the interest component of your loan

The big problem with this is the interest charge – you can’t claim the cost of it yet it’s a massive component of each and every payment you make on your mortgage.

You’d need your house price to go up at least at the interest rate you are paying to make it a good investment – and right now you’d be doing fine (perhaps except in Perth now).

Bigger payments reduce the interest paid

Our Microsoft Excel Training Course now includes an Excel spreadsheet file that will help you see just how much money you’d save if you paid even a small amount off extra each month!

You can use the mortgage comparison file to compare two mortgages, make extra payments or even shorten the term of the loan to see how much you’d need to pay each month if you want to pay your mortgage off quicker.

If you are an existing Excel Course student you’ll find the new file at the end of our Microsoft Excel Advanced Course 309.

Take 10 years off your mortgage when you can

There are several reasons to open this spreadsheet and start seeing the resulting figures to workout the best way to allocate the money you earn. 

  • Interest rates are at record highs,
  • house prices ‘may’ be peaking,
  • some people say that Australian banks are so highly leveraged to the residential property market that they’ll need to hold more capital reserves.

Either way you look at it, why not use your Microsoft Excel skills and play with some calculations to see how much better off you could be if you are financially prudent now.

You can also use this Microsoft Excel file to do a stress test and see how much your mortgage would be if interest rates do go up as many people expect they will.

free online training course in Xero or Microsoft Word with MYOB or Microsoft Excel Course
50% OFF the normal price for Microsoft Office courses

See our currently discounted Microsoft Office Courses

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Cyber Security for Bookkeepers – How are scammers trying to get you

Cyber Security for Bookkeepers - How scammers are using MYOB and Xero to get you

Every contract bookkeeper loves receiving these emails but they can wreak havoc with your computer

Emails like these usually means you have a new client and the client has invited you to start doing the bookkeeping for them on their MYOB file.

Everything about the email looks good but here is what to look for and the steps to take:

Continue reading Cyber Security for Bookkeepers – How are scammers trying to get you
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Engaging a New Worker? Here Are The Things You Need To Do, particularly if you’re classified by the ATO as a withholder:

There’s lots to do when businesses engage a new worker.  As an employer, you’ll be busy going through the onboarding process and showing your new employee the ropes, but there are other important things to do when you add a new member to your team.

Keeping accurate records complete with the right information is essential for businesses to maintain, and that means updating and adding data when engaging a new worker.  Here are some things to keep in mind as you go through this process:

Continue reading Engaging a New Worker? Here Are The Things You Need To Do, particularly if you’re classified by the ATO as a withholder:
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Cert IV in Bookkeeping and Accounting + MYOB and Xero Course TRIO

Nationally Accredited-Certificate-IVin-Bookkeeping-online-training-course

Not every students needs a Cert IV in Bookkeeping and most business admin and accounts jobs don’t ask for it but if you want to be a BAS Agent or get a Diploma in Accounting it’s a must.

Most employers want you to have a good knowledge about MYOB and Xero but some Cert IV in Bookkeeping Courses don’t even cover them.

The Cert IV in Bookkeeping and Accounting and MYOB and Xero Course TRIO includes it all.

It is ideal for job seekers or current employees of accounting firms who want to progress in their career.

Learn bookkeeping with the Xero and MYOB course online training package - Bookkeeping Academy $20 per week

Now, you can start with a $400 deposit and the balance of payment when you’ve complete the formal Cert IV enrolment process.

You get access to the MYOB and Xero courses quickly and can start learning right away and then go through your accreditation.

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COMPLETE Xero Course includes Beginners to Advanced skills

Xero COMPLETE Training Courses Online Suite - EzyLearn

This Xero course is the most popular with job seekers and business owners because it gives them the training they need to do almost anything using Xero. These are the course topics:

The Complete Xero Course takes most students 3-4 weeks to complete but you can learn it at your own pace and in your own time.

12 months or LIFETIME access – your choice

Ezy Learning Lifelong training platform for Xero, MYOB, Excel, Digital Marketing training courses

Enrol at our original enrolment website and you can learn everything about Bookkeeping using Xero with LIFETIME course access.

This includes all additional content we create and updates to training material. It also includes access to EzyLearn ANSWERS!

If you want the cheaper option you can enrol into the course here with 12 months course access and support.

Join us as a Tutor

If you have industry experience AND you complete our courses you can also become an EzyLearn Tutor.

Accounting Tutor for Xero, MYOB, QuickBooks Online Training Courses & Support - cropped

As an EzyLearn TUTOR you become our partner and work part time, while also earning an income online as our affiliate – this is just one of our Career Academy membership options for students.

Enquire with us today and get the FREE Xero course sample – as well as Microsoft Office and Word training!

Frequently Asked Questions and Answers

If you have any other questions you’ll find answers to most of them at our FAQ’s.

Here are just some of the most common questions and links to their answers.

Get the FREE sample and enquire now

EzyLearn Course Enquiry

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Jerry knows all about email..

Jerry profile startup course and social media marketing for small business entrepreneur

Jerry Lame is a serial entrepreneur and loves shiny new objects. He was a corporate employee but went out on his own to start a business and be his own boss – then things got messy.

He needed to learn how to use Xero, MYOB or QuickBooks Online to manage his bookkeeping.

Mailchimp Course for Email Marketing

He started doing whatever he could to earn money and created income selling lots of different things to lots of different people. He used Outlook to send group messages to his clients until one day he realised it was going to get too hard.

Tony, a customer, sent him a reply email abusing him for sending junk mail and that surprised Jerry!

Jerry loves people and he loves talking to people from all sorts of different backgrounds and he remembered his conversations with Tony vividly so he was surprised to get such a reply.

Continue reading Jerry knows all about email..
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I’m not sure what to say..

Have you ever been in that situation? There’s lots going on and you have a lot on your mind yet you just can’t think of something to say? It’s like that with content marketing too.

It can be challenging but if you are in sales and marketing you MUST find something to say.

I was reviewing some of the recent updates to our Mailchimp Course for Email Marketing and realised that most content marketing is based around what is happening at the business.

It might have something to do with suppliers or products and changes to features or it can simply be about a success story or what one of your clients did.

Mailchimp Course for Email Marketing - Create a new email campaign - Digital Marketing Academy

When the Mailchimp course is ready it will be available at a discounted price to our Bookkeeping Academy members and can form part of your CPD Points.

Explore the Bookkeeping Academy and Inquire to learn more

PS. A new member recently understood how affiliate marketing works and was able to earn someone money just by referring someone to our courses. We’d rather pay you for introducing a new client than give the money away to Google Ads to get new students!

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Do you need to learn Email Marketing?

Mailchimp Course for Email Marketing - Create a new email campaign - Digital Marketing Academy

I must admit that I have written a lot about email marketing lately and it’s ever since Intuit bought MailChimp and our monthly bill went up and some of the features were stripped out.

I then heard about Aweber increasing their prices massively and thought there must be something at play in the world of email marketing software.

The most disappointing part about what MailChimp has done is that they’ve stripped back the ability to create more than 4 automations unless you upgrade to a higher plan.

Everything about MailChimp is screaming out MORE MONEY, MORE MONEY, MORE MONEY!

Continue reading Do you need to learn Email Marketing?
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New menu items have been added for ‘Customers & leads’ and ‘Budgets’

QuickBooks and Mailchimp Integration - QuickBooks brings leads into your business admin software - Online Business Admin Courses

There have been some big changes in Intuit QuickBooks Online navigation that have given our course development team the nudge to create updated training material.

All current students and members can access this material at no extra cost – that’s our Updates and Additions Policy.

Some of the biggest changes relate to Customers and leads and that makes sense when you consider that Intuit now owns Mailchimp – one of the largest email marketing service providers in the world.

Continue reading New menu items have been added for ‘Customers & leads’ and ‘Budgets’
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Why MYOB makes you log in after inactivity

ATO makes MYOB improve login security for inactivity of users - MYOB courses

Have you noticed a change in how MYOB makes you login? They’re starting to do as they are told by the Australian Taxation Office (ATO), that’s why.

We’ve seen lots of login issues with Xero in the past when they focused on authentication for their users and now it’s MYOB announcing improvements in their security – this time for inactivity.

Continue reading Why MYOB makes you log in after inactivity
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Are you Selling Your Property?

Selling Your Property Facebook page cover image

They say that Spring is the season to sell your home but is that the case this year?

Property buyers seem to be holding off leading up to Christmas in the expectation that the economy will be better in 2025. There is an expectation that interest rates will be coming down.

What does that actually mean?!

Continue reading Are you Selling Your Property?
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Do I need one to one training to learn MYOB and Xero?

When I see this comment I wonder if it’s not just based on the fear some students have about learning by themselves.

They’re worried about what happens if they get stuck on something, what happens if they don’t understand the instructions and wanting to know that someone will be available to help them.

I started teaching students how to use computer software on a one to one basis and thought to myself,

“these people are all spending a lot of money to go through the same basic steps”.

The problem with a lot of courses is that they just dump you with information and then get you to answer some questions in an assessment or test – not EzyLearn, we guide you through learning journeys.

Continue reading Do I need one to one training to learn MYOB and Xero?
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Just follow the messy trail and you’ll learn Xero and MYOB

https://ezylearnonline.com.au/courses/myob-training/myob-courses-faqs/#myob19

The purpose of a well designed course is to provide a series of steps for students to perform that gives them the knowledge and practical experience they need to learn.

We use a number of different tools and case studies and one of my favourites is the Jerry Lame “. He’s like many people that you’ll meet every day.

Continue reading Just follow the messy trail and you’ll learn Xero and MYOB
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Has it all become too complicated?

Don't be sad - Microsoft Word & Data Entry Training Courses from $29 or $20 per week for beginners to advanced Certificate

I’ve tried and tested hundreds of software programs over the last 25 years and I’ve noticed something very interesting in the last 12 months – they’ve gotten so complicated!

Email marketing is commonplace these days and you know it’s a money spinner when Intuit buy Mailchimp.

Email Marketing is complicated

The cost of email marketing software has gone up and up and up and all the software vendors are increasing their prices at the moment. I thought Xero was pushing it with their yearly price increase but Aweber is similar to Mailchimp and they recently increased one of their monthly packages from $10pm to $55pm – that’s OVER 500% increase.

Is it worth it?

Continue reading Has it all become too complicated?
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Remote Working Internship

HK Calibration Technology hiring a remote working bookkeeper

Working with our graduates we’ve discovered that organisations are still looking for staff who can work remotely.

A quick look on Indeed (which seems to have more remote working jobs advertised) shows a wide range of jobs from Sales and Customer Service administration to Bookkeeping and Business Administration.

Continue reading Remote Working Internship
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Should you learn MYOB, Xero or QuickBooks First?

Xero Course, MYOB Course, QuicBooks Course - COMPLETE Suite Training & Support - Bookkeeping Academy

We receive lots of bookkeeping course enquiries from students who are changing careers and want to find bookkeeping work.

If you are new to bookkeeping you may be familiar with MYOB because it has been around for decades. As soon as you start looking at job ads you’ll hear about Xero because a lot of businesses are migrating away from MYOB to Xero.

So a common question is should I learn MYOB and then Xero?

Continue reading Should you learn MYOB, Xero or QuickBooks First?